NURTURE FINANCIAL
Cherish. Protect. Grow.
02890767877
HELPING YOU CARE FOR WHAT MATTERS MOST
Nurture Financial was born out of the desire to provide exceptional financial advice. Our ethos is to develop positive and productive long term working relationships based on delivering what we say we will.
We aim to be the financial adviser of choice for local professionals, business owners and people who know they have a financial need or objective and want to do something about it. People just like you.
ABOUT NURTURE FINANCIAL
The idea to create and launch Nurture Financial came from Financial Adviser, Simon McCullough DipPFS;
"As a fully qualified professional Financial Adviser, I have worked in Banking and Financial Services since 1995. I began in an employed role in one of the larger local banks, eventually progressing to a self-employed position. I have been able to help a large number of people, through the financial advice they have taken, look after the things that mean the most to them, whether that's their family, their home, their business, their savings or their retirement plans.
I wanted to bring together all of the best practices and positive client experiences from the last two decades and turn them into Nurture Financial."
The vision for Nurture Financial is to provide you with high quality, honest and jargon-free financial advice. Nurture Financial will help you get the best advice, specifically tailored to suit your circumstances. As simple as that.
As a part of Openwork, Nurture Financial belongs to one of the largest networks of financial advice businesses in the UK, with around 3,000 Financial Advisers.
Openwork have been in the UK’s financial advice market for over 40 years, providing compliance guidance, investment expertise, technical knowledge and many other areas of support to it's Financial Advisers. Openwork also provides peace of mind for clients, who know that a long-standing, well-respected parent company stands behind any advice they receive from Nurture Financial.
HOW NURTURE FINANCIAL CAN HELP YOU
Mortgages
A roof over your head
When you find the right house, we'll help you find the right mortgage. We are not tied or limited to one Bank or Building Society, which means we have access to a wide range of lenders and mortgages. We can help you choose the mortgage that is right for you.
Get in touch if you are:
A first time buyer
Moving home
Remortgaging
Buying to let
Building your own home
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Protection planning
Protecting the things you cherish
None of us like to think about death, serious illness, accidents or loss of income, but we know from experience that anything can and does happen in life. For that reason, we like to make sure you are prepared. We can help you decide on the right type of insurance to protect everyone and everything that matters to you most, including your family, your home, your income and, of course, you.
We help clients with:
Life insurance
Serious/Critical Illness cover
Income protection
Whole of Life cover
Accident protection
Home insurance and Landlords insurance (Buildings and/or Contents)
Saving and investing
From little acorns...
In today’s world there are a wide range of savings and investment plans. It pays to choose the right one, striking a balance between potential return, risk and reward, accessibility and maximising tax efficiency.
Nurture Financial offers individually tailored advice on your savings and investments, based on a detailed assessment of your current circumstances along with your future objectives. We will then make a recommendation which is suited to your needs, with ongoing regular reviews to ensure that your plans continue to meet your requirements and expectations.
Savings & Investments areas of expertise include:
Tax efficient investing using ISAs, Unit Trusts, Onshore and Offshore Investment Bonds
Venture Capital Trusts, Enterprise Investment Schemes and Business Property Relief qualifying Investments for Inheritance Tax, Income Tax and Capital Gains Tax planning purposes
Access to Openwork's Graphene Model Portfolios and the OMNIS Managed Portfolio Service, including a range of funds from some of the most respected Fund Managers in the global investment market
HM Revenue & Customs practices and the law relating to taxation are complex and subject to individual changes and circumstances which cannot be foreseen.
The value of your investments and any income from them may fall as well as rise and is not guaranteed. You may get back less than you invested.
Pensions & Retirement Planning
Plan tomorrow, today!
When it comes to providing for our retirement, too many of us are doing too little, too late.
Putting away even a small sum in the early years can make a big difference to the lifestyle you will enjoy when you retire. The golden rule for most people is not to rely on the State pension alone. Modern pensions enjoy some significant tax benefits. You can even contribute to a pension if you are not working.
Pension legislation is continually being reviewed by the government and we are here to ensure that you have the necessary understanding of how current legislation affects you and your plans. This applies whether you are employed or self-employed.
Nurture Financial will also bring clarity to clients who have contributed to pension plans elsewhere, have reached their intended retirement age but are unsure of the options available to them.
We will help you with:
Stakeholder Pensions
Individual Pensions
Group Pensions
Self Invested Personal Pensions (SIPPs)
Pension Drawdown and Annuity options
HM Revenue & Customs practices and the law relating to taxation are complex and subject to individual changes and circumstances which cannot be foreseen.
Financial planning for business owners and company directors
Price is what you pay, value is what you get
Excellent financial planning doesn't only benefit homeowners and families. If you run your own business, a meeting with a financial adviser can put you and your business in a much stronger position. Our business clients have benefited from:
Protection planning for business debts
Protection against the loss of key personnel
Provision of staff benefits
Tax efficient profit extraction
Maintaining Business Relief after the sale of a business
Help with Auto-Enrolment
HM Revenue & Customs practices and the law relating to taxation are complex and subject to individual changes and circumstances which cannot be foreseen.
Get in touch, we would love to have a chat.
CONTACTING NURTURE FINANCIAL
If you have any questions about how Nurture Financial can help you, or you want to arrange a meeting, get in touch today.
Unit 4, Mallusk Enterprise Park, Newtownabbey, County Antrim, BT36 4GN
02890767877